Mari Membangun Backlink dengan MLM BACKLINK

Setelah membaca trik backlink building dari mas Lutvi di Cafebisnis.com,
MLMBACKLINK.CO.CC tertarik untuk mengembangkan trik farming backlink ini agar lebih mudah diterapkan oleh para blogger. Dengan sistem ini, anda hanya perlu melakukan rebloging artikel dengan daftar link yang di generate otomatis sesuai dengan upline referal anda. Oleh karena itu, seluruh pendapatan backlink anda dari downline bisa lebih terpantau. Dan yang penting, sistem ini bisa mencegah mereka yang ingin berbuat curang dengan menghapus beberapa link uplinenya dari daftar backlink.

Berikut ini backlink yang digenerate berdasar referal saya :

Â	SISTEM MLM BACKLINK AUTOMATIS
1	GMail Free 7 GB Mail Account With POP3 Support
2	Kaskus Community The Indonesian Largest Community
3	DetikCom Layanan Berita Online Indonesia
4	OkeZone Okezone Indonesian Portal
5	Facebook Facebook is a social utility that connects people with friends and others who work, study and live around them.
6	Friendster Friendster is a leading global social network emphasizing genuine friendships and the discovery of new people through friends
7	Google Indonesia The Best Search Engine
8	Wikipedia Wikipedia bahasa Indonesia, ensklopedia bebas
9	Cafe Bisnis Online Panduan Terlengkap Belajar WordPress dan Bisnis Online
10	judotenslab: eksperimen yuuk.. Tempat Tips dan Trik serta Tutorial seputar Teknologi Informasi

Jika tiap peserta mampu mengajak 5 orang saja, maka jumlah backlink yang akan didapat adalah



Ketika posisi anda 10 , jumlah backlink = 5 ( mereka yg mendaftar dgn referal anda)

Posisi 9, jml backlink = 25

Posisi 8, jml backlink = 125

Posisi 7, jml backlink = 625

Posisi 6, jml backlink = 3125

Posisi 5, jml backlink = 15,625

Posisi 4, jml backlink = 78,125

Posisi 3, jml backlink = 390,625

Posisi 2, jml backlink = 1,953,125



Dan semuanya menggunakan kata kunci yang anda inginkan. Dari sisi SEO anda sudah mendapatkan 1,953,125 backlink dan efek sampingnya jika pengunjung web para downline anda mengklik link itu, anda juga mendapatkan traffik tambahan.


Anda tertarik untuk mengikuti MLM BACKLINK ini?

100% GRATIS - CUKUP DENGAN REPOST ARTIKEL KE BLOG ANDA !!


+ LIHAT STATISTIK PENDAPATAN BACKLINK SAYA
+ BERGABUNG DENGAN MLM BACKLINK

Kinds of Money Lenders

Kinds of Money Lenders

There are different types of money lenders and this article deals with the different types of money lenders present in the market scenario. Some of the different types of money lenders are

• Mortgage bankers
• Mortgage brokers
• Wholesale Lenders
• Portfolio lenders
• Direct Lenders
• Correspondents
• Banks and Savings & Loans
• Credit Union

Mortgage Bankers

A mortgage banker is a lender that can originate loans which they can sell to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Thus a company who is capable of doing the above function is termed as a mortgage banker; however their size differs based on the different companies. Some mortgage bankers service the loans to the customers which they have originated while others do not. Most of the brokers have wholesale lending divisions. Some of the examples of mortgage bankers are Countrywide Home loans and Wells Fargo Mortgage. In this example one company is associated with a bank while the other is not. Many companies call themselves as mortgage bankers while some are really bankers but as far as the case of the others is considered it is mostly marketing.

Mortgage Brokers

Mortgage brokers are institutions who originate loans with the intention that they would give the amount to wholesale lending institutions. A broker has contacts or a set relationship with these wholesale lending institutions. Underwriting and the activity of funding takes place at the wholesale lender. They deal with the institutions that have wholesale loan department.

Wholesale Lenders

Many of the mortgage brokers and even the portfolio lenders act as wholesale lenders. They cater to the need of mortgage brokers for the origination of loan. There are some wholesale lenders that do not even possess their retail branches as they rely on mortgage brokers for the loans.

Portfolio lenders

An institution which lends own money and originates loans for itself is referred to as “portfolio lender”. Thus in this way they are lending their own portfolio of loans and they are not concerned about being able to sell them on the secondary market. Thus they need not abide by the rules of Fannie/Freddie guidelines and thus they can create their own rules for ascertaining the credit worthiness. Usually portfolio lenders are large banks. Only a particular part of their loan programs are portfolio products. Incase they are providing fixed rate of loans or government loans, and then they are definitely engaging in mortgage banking as well as portfolio lending.

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Hard Money Lenders

About Hard Money Lenders

America is going through tough financial times; it is no secret that many Americans have fallen victim to unscrupulous lending practices and that the most important terms and conditions were not disclosed during the negotiation of a home loan. We are going through a financial bubble and because of reforms to lending practices home owners are desperate because they no longer qualify for readjustments with their current lender.

As the saying goes, desperate times call for desperate measures but, that measures that most people are taking are definitely not the best ones. A few years ago property owners counted with their home equity to bail them out of any financial problem but because of the current situation properties have partially lost value and there might not be enough equity to refinance a loan; unfortunately for home and property owners, credit card companies know that the average American no longer counts with equity in their properties so they are constantly bombarding people with ephemeral offers which later on turn into enormous headaches.

But the solution to a tight financial situation is not to turn to credit cards because their interest rate can go as high as 30% (compounded daily) and they will just add to the problem. Hard money loans on the other hand, are better financial instruments which provide affordable interest rates and terms that will help any property owner sail through this economic recession.

Hard money loans can go as high as 70% LTV (loan-to-value) but, the best case scenario would be to keep the LTV below 65% in non-owner occupied homes, hard money loans can also be issued on an owner occupied property to relieve financial stress. These types of loans can be amortized over a period of 30 years according to the borrower needs

Stopping Foreclosures with Hard Money Loans

Because of the banking crisis more and more home owners are losing their properties to foreclosure, the sad part is that many of those foreclosures can be stopped or avoided only if the note holder deals with a knowledgeable hard money lender. In California alone foreclosures have been up 260%, this figure is based on market analysis performed on July, 2008 by housing authorities.

Hard money loans can be used in order to salvage a property and avoid foreclosure. However, a property owner needs to act as fast as possible in order to avoid interest and penalties from accruing and worsening the situation.

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How To Find and Market To Private Money Lenders

How To Find and Market To Private Money Lenders

As I've said before, every business on the planet is in the business of MARKETING.

Yes, that includes you.

First and foremost you are a marketer, second you are an investor. You must know how to get leads in order to even have a chance to put your investment knowledge into action.

So, to get private money lenders for your real estate investing business you must find the people who have money.

Who Has Money?

* Your Family and Friends -

Do you have family members who have money that they are earning between 0-5% on? I'm sure you do. Do you think they would want to double the rate of return on their money? I bet they would.

So, why not bring the opportunity of becoming a private lender for your real estate business to your family members first, so you can help your family become more wealthy in the process? Many people hate to ask family members for money... this is a common thing; however, why would you feel uncomfortable helping your family members make more money? You shouldn't.

The first property I bought (and still own) was bought with 100% private money. A 95% first mortgage (seller carried), and a 5% second which was borrowed from my father. My father is earning 6% on his money rather than 3%, the property cash flows and has gone up in value... if for some reason I screw up and don't pay my dad (not going to happen), he is in 2nd position on a property with over $100k in equity. It is a no lose for him... and great upside for me.

* Other Real Estate Investors and Businessmen -

Other successful real estate investors have money... and often like to lend out their money to other investors. These are often great private money investors to have on your side because as you're starting out, they can help you analyze deals... and teach you a ton as you grow as an investor. Also, successful businessmen are great because they know the security that real estate can hold, and know that when the loan is structured correctly they are protected with very little downside.

Talk to other investors and business people that you know and let them know what you do, and that you can provide them real estate secured returns of 9-12% (or whatever you are willing to pay) when they become a private money lender for your company. If there are holes in your presentation or your business model, they'll likely point them out, which will help you to make your business stronger over time.

* People Nearing or in Retirement -

Think about it... who has a bunch of money just sitting around? Well, people either in or nearing retirement (people 10-15 years away from retirement, up to people who are already retired). Even better, the stock market today sucks and I've personally seen many people move their money from the volatile stock market and place the funds in "more secure" investments like CD's, gold, etc.

It's your job to find these people and present them another option to lend money to your company for a much better annual return (usually private money lenders are paid between 8-12%). Show them that you know what the heck you are doing, that the risk is relatively low with the strict buying guidelines your company employs, and that you are looking for long term relationships with lenders who want the same.

These people can move their under performing investments (401k, IRA, etc.) into your short term private money loans. It's a win-win. Again, you as the investor need to be honest with the private money lender, and you need to make responsible decisions on the properties that you invest in.

That's just a short list of people who you should be going after to recruit as private money lenders for your real estate investing business.

Marketing to these people can be everything from simply handing them your business card that has a blurb saying you are looking for private money lenders who want to earn 10% secured by real estate, and to call XXX-XXX-XXXX or visit www.yoursite.com for more information

... to sending out mailers to a list of retirees... to teaming up with a financial planner, to putting on free seminars about the opportunity, etc.

***FYI, I am not an attorney, and don't claim to be. I am just throwing out ways you may be able to market to potential private money lenders, to my knowledge they are legal, but advise your attorney before you use any of them.***

Here are a few ways you can get in touch with potential private money lenders:

* Ask sellers of the properties you buy if they'd be interested in becoming a lender for your company
* Talk to family about the opportunity and ensure to structure the deal so they virtually can't lose, and that the risk is on you (unless you want to lose a family member if a deal goes south)
* Ask other investors at real estate investing clubs in your area
* Put up a website and get it optimized in the search engines (we're creating a training session on this)
* Network at events (chamber of commerce, etc.) and let people know what you do, and how they can be involved
* Send out postcards to a list of people with over $500,000 net worth (you can buy lists from companies who can break it down by net worth and other factors)

Really, there are endless ways to recruit potential private money lenders; however, in my experience... the best ways are to network, let people in your area know what you do, create a website which educates potential lenders, and get referrals from happy investors.

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How to Get Private Money Lenders and How to Keep Them Long-term

How to Get Private Money Lenders and How to Keep Them Long-term

Finding a private money lender is an essential part of any real estate investor’s business. In the old days (pre 2006) you could easily get a mortgage or even hard money loan simply by showing up in the lenders office and filling out an application. If you could walk and talk you qualified for a loan.

But today in the post credit-bubble market those days are over. Getting money for your real estate investing business is much more difficult and likely to get even more difficult as the credit markets sort things out. So how do you get money for your real estate investment business?

The answer is a private money lender.

One of the keys to finding a good private money lender is determining if they have similar goals and objectives as yours. You need to understand what they are trying to achieve and if your private lending program fits their needs. For example, if the private money lender wants an investment for a 10 year period, but you plan on doing quick flips every 6 months, it will not be a good long-term relationship. You and your private money lender need to have similar goals for a good long-term relationship that will result in repeat business.

So how do you determine if you and the potential private money lender have similar goals. You need to discuss your plan and ask questions similar to a job interview. We would recommend a series of questions similar to those listed below. Obviously, you can modified these questions to fit your personality, but the information you get will go a long way in determining if this is a person you want to do business with.

Important Questions to Ask

• How much do you have in liquid funds?


• Do you have other monies you might want to consider for an investment program that pays 9% to 15% and secured by local real estate?


• What type of investments are you in right now?


• How much are they making on your current investments?


• How long do you want your money invested for and do you have plans coming up that will require your principal back?


• How available is your money or is it tied up in investments that are not readily accessible?


• Are you a “Qualified Investor” (person must either have a net worth of about a million dollars or have an annual income in excess of $200,000)


• Do you know anything about real estate investing?


• When would like to start investing?

Asking these questions will flush out how close your goals are and will foster a good long-term relationship.

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Private Hard Money Lenders and Working With a Commercial Mortgage Broker

Private Hard Money Lenders and Working With a Commercial Mortgage Broker

Private hard money lenders are in the business of providing loans and loan services to people who require hard money loans (loans collateralized by real estate.) Private hard money lenders may be direct hard money lenders or brokers of hard money loans. Most private hard money lenders are, in actuality, brokers. Some private hard money lenders are both brokers and direct lenders. In these cases, the private hard money lender generally funds one or up to a few small loans per year and serves in the broker capacity to clients for the loans they help to originate.

Deciding on whether to work with a hard money broker or a private hard money lender is similar to deciding on whether to purchase real estate with the assistance of a broker/agent or whether to make an offer direct to the seller on your own.

The advantages of working directly with a true private hard money lender are immediately evident: You may sometimes save money by going direct. Brokers are paid for their services via a percentage of the points you pay on a hard money loan. Therefore, the more brokers involved in a deal, the more you are likely to pay in both points and percentage to accommodate that cost.

If you have selected a direct hard money lender who is a good match for your project, you will be able to speak directly with the decision makers, avoiding the 'run around' that so many hard money borrowers fall prey to. You are told that your loan is going through, only to hear the next day that the lender has elected not to take on your hard money loan and now your loan is on another desk in yet another direct lender's office - or worse, on the desk of another broker who may know a broker who knows a lender who may want to fund your loan. Sometimes, the choice of direct lender is based more on the commission the broker will get than on your best interests.

By working with a direct hard money lender, you can avoid the 'run-around' and may be able to close more rapidly. After all, no one knows your situation like you do, no one can explain any extenuating circumstances better than you can, and no one is as committed to your business and your hard money loan as you are.

The advantage of working with a commercial mortgage broker is also clear: a seasoned, well-informed, honest commercial mortgage broker will have the knowledge of and access to the direct hard money lenders in Ontario, Canada, and the United States. A commercial mortgage broker will know where your loan has the best fit. A good commercial mortgage broker will help you 'package' your loan to your best advantage, helping you determine how much to expect based on the equity in your property, type of property you are collateralizing, how soon you need to close the deal, and more. A good commercial mortgage broker will be able to assist you through the lengthy application process and submit your loan request to the best direct lenders for your situation. More often than not, working with a commercial mortgage broker will save time. By representing you and presenting your loan request to the best direct lenders, it often makes the transaction run more smoothly and take less time than if you were to take on this task yourself. This often saves you time and trouble in the long run and be well worth the cost of using a mortgage broker.

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How To Compare Secured Loans

Here the more tips about how to compare secured loans:

When you are thinking about taking out a loan, you need to think about which kind of a loan. There are basically two types you can choose from: secured and unsecured. Secured loans require a form of security to guarantee the loan. This is commonly your house, which makes secured loans only really suitable for homeowners. But all secured loans are not equal. You need to carefully compare secured loans that you find on offer to get the best deal you possibly can.

Secured loans have the big advantage of having lower interest rates than unsecured ones. The downside, or potential downside, is that your home can be put at risk if you default on the repayments. For this reason you should always compare secured loans and choose one that also offers some form of payment protection insurance.

This kind of insurance can be purchased separately, but may be offered as part of the package. However, this is another situation where you can shop around and get the best deal you can. Payment protection insurance is sometimes known as accident, sickness and unemployment insurance, which refer to the three main situations that you may face that could prevent you from repaying your loan. This is why it is vital that you have some kind of protective insurance cover in place to allow for the worst event possibly happening.

With any type of loan, and a secured loan is no exception, the main element you should look carefully at is the interest rate. Depending on who is offering you the secured loan, you will find that the interest rate will vary, sometimes quite substantially so. You can, of course, do this work by yourself, or you can obtain the services of a broker to do it for you.

A broker will search all the companies offering loans and compare secured loans on your behalf. You will usually then be presented with the most favorable option. This should be the one that offer you the best interest rate and repayment conditions. You should look for flexibility here. The more flexible the conditions are the better.

For example, although you will agree to repay the loan over a set time period, suppose you suddenly and unexpectedly find yourself with a lot of money to hand. You may have had a lottery win, or inherited from a wealthy relative. While the details are not important, you may in this hypothetical situation wish to pay off your loan earlier than originally agreed. If you then discover that there are penalties in place for early repayment, it will make sense to continue paying off the loan at the agreed rate.

However, if when you compare secured loans you also seek out the offers that have flexibility built into early repayment, you would be able to pay off the loan at a time that suits your financial situation without penalty, and you would thereby save some money by not paying continued interest rates.

It is important that you carefully compare secured loans to find the best one for you. They are not all equal, though they are fairly similar in nature. Shopping around while being fully aware of the pros and cons is wise, especially as you are dealing with your hard earned money.